Terms of use of websites and apps

This version takes effect from 20 March 2020..

Cash Xpress Financial Services Sàrl ("Cash Xpress", "we", "us" or "our") provide content, information and services through several websites and apps (collectively, the "Sites"). These Terms and Conditions of Use ("TOU") govern the use of our Sites:

• www.cash-xpress.ch.
• vd.cash-xpress.ch.
• Android and iOS Cash Xpress mobile applications.

You are reading the French version of our T&Cs: in case of doubt, this is the authentic version, the versions in other languages being translations of the French version. Our Sites are controlled by Cash Xpress from Geneva, Switzerland. Unless otherwise provided by law, these Terms and Conditions are governed exclusively by Swiss law and the place of jurisdiction is Geneva, Switzerland. These TOU release Cash Xpress or limit its liability, and contain other important provisions that you are advised to read. When you browse our Sites, we may collect personal information about you and we will use this information in accordance with the framework set out in our Privacy Policy. Translated with www.DeepL.com/Translator (free version)

Contrat

By accessing our Sites, or registering for our services, you agree to enter into a legally binding contract with Cash Xpress, and any person or entity you represent; you agree to all of these TOU, including our Cookie Policy and Privacy Policy; and you warrant that you have the legal authority to accept and agree to these terms on behalf of yourself and any person or entity you represent. If you do not accept such agreement, do not access our Sites and use our Services. You may delete your account at any time, and for information on your rights and how to exercise them, please also see our Privacy Policy. If any provision of these TOU is declared inapplicable, this will not affect the validity of the remaining provisions. <In the event of termination of the contract, the provisions of these TOU, the Privacy Clause and the Cookie Policy will remain effective and valid indefinitely. Our TOU, Privacy Clause and Cookie Policy may change from time to time. If there is a material change, we will endeavour to notify you when you use our Sites. We encourage you to check the version of the TOU published on our Sites, which is the authoritative version. Any rights not expressly granted by these Terms are reserved by Cash Xpress. Translated with www.DeepL.com/Translator (free version)

Bonds

Our Services are intended for persons who have reached the age of majority in their place of residence and who can enter into legally valid contracts under the applicable law. When you use our Sites, you acknowledge that you meet these conditions. You agree to use our Sites in good faith and only for the legitimate purposes for which they are made available. When you register on our Sites, you will be given a personal account. You are responsible for all use of your account, unless you delete it or report misuse to us. You agree to choose a secure password, to protect the security and confidentiality of your password (including keeping your login details secret), and to comply with the law and the rules described in these TOU. You agree that your personal data will be subject to our Privacy Policy. You agree to provide accurate, reliable and complete information, to use your real name, and not to violate any law. When you have an account on one of our Sites, you agree to be able to receive messages or notifications. You can control these messages or notifications in the settings of our Sites, delete your account, or as a last resort contact our Data Protection Officer, according to our Privacy Policy. You also agree not to engage in any of the following activities:

• Create a false identity, or forge your identity;
• Creating the identity of a third person
• Attempting to use someone else's account, for example by obtaining their access information
• Bypassing any access or authentication controls
• Disclose information that you do not have permission to disclose (such as other people's personal data)
• Violate the intellectual property rights of others, including our own (no copying or imitation of our Sites).
• Acting (directly or indirectly) in an unlawful, harmful, threatening, slanderous, obscene, racist, sexually or ethnically discriminatory manner.
• Upload or post anything containing viruses, worms, or any other harmful code
• Acting voluntarily to disrupt systems
• Violate these CGU

Rights and responsibilities

We may modify, suspend or terminate any Service at any time. We reserve the right to restrict, suspend or terminate your account if we believe that you may be in breach of this Agreement or the law, or that your use of the Services is abusive (for example, if you breach our TOS, or the Privacy Policy). The content and works created by Cash Xpress on our Sites are subject to Swiss copyright law.
Cash Xpress retains all intellectual property rights related to our Sites and the information they contain, whatever their form or format. Reproduction, editing, distribution and any type of use outside the limits of copyright law require our written consent. We use your information in connection with online money transfer services. We therefore encourage you to keep your profile up to date and accurate. Your rights in terms of data protection are described in our Privacy Clause.

Disclaimer of liability

Cash Xpress disclaims, to the fullest extent permitted by law, all liability to you or any other person in respect of the content of our Sites and the services provided through our Sites, in particular in relation to possible damages, losses (of production, income, profits) or others that may result, directly or indirectly, from this, even in the event of negligence, fault or wrongdoing on the part of Cash Xpress. This includes, in particular, the following situations following :

• The pages of our Sites may include links to external web pages. We are not responsible for these external contents and do not guarantee in any way the topicality, correctness or completeness. The privacy policies and terms of use of these third parties may differ from ours. We include these links only because we believe they may be useful to you, but we do not accept any liability for them. .
• As a matter of principle, Cash Xpress provides accurate information through our Sites; however, they are not intended to be a complete or detailed source of information on the topics covered. In addition, errors may occur and we reserve the right to make changes to the information available on the Website at any time without prior notice or liability to you or any other person. .
• We offer no guarantee that our Sites are compatible with your hardware or software equipment.
• The operation of our Sites may be subject to interruptions (voluntary or involuntary) or disruptions; we therefore do not guarantee the continuous availability of our Sites. .

You hereby release Cash Xpress from all liability and obligation, and any costs (legal or otherwise) in connection with your use of, or in connection with, our Sites. <Terms and Conditions You agree to cooperate as fully as reasonably required in the defense of any claim or demand. In addition, you agree to indemnify Cash Xpress for any costs incurred in connection with any claim arising out of your use of our Sites, or your breach of our TOS.